Payout Annuities / RIF

A term-certain annuity provides guaranteed income payments for a fixed period of time (term).
Provides regular guaranteed income in retirement
Supplement other retirement income streams
Monthly, quarterly, semi-annually or annually for life

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ROYALE BRITISH COLUMBIA FINANCIAL INC
Get guaranteed income for life

You’ve worked hard and saved hard so you can live the retirement of your dreams. In today’s uncertain market environment, Payout Annuities provide you with guaranteed income for life or for a specific term so you can have the financial security you need to enjoy your retirement to the fullest.

Payout Annuities can provide you with:
And because Royale British Columbia Financial Inc Payout Annuities are backed by the strength and stability of Royale British Columbia Financial Inc Insurance®, you know you can rely on them.
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Guaranteed income for life or a specific period of time.
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Market protection—payments are not subject to market volatility or fluctuating interest rates.
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Income security for you, or for you and your spouse.
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Preferred tax treatment.
Choose from several types of Payout Annuities

Your needs are as personal as your dreams for retirement. That’s why we offer you three types of Payout Annuities:

Single Life Annuity
Guaranteed income for the life of one person, regardless of market conditions or interest rate fluctuations.
Joint Life Annuity
Guaranteed income for the lives of two people (usually a married couple) regardless of market conditions or interest rate fluctuations. When the first person passes away, payments continue for the life of the surviving person.
Term Certain Annuity
Guaranteed income for a set period of time, or until you reach a certain age.
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Payout Annuities / RIF Solutions
All Royale British Columbia Financial Inc Payout Annuities can be purchased with funds from non-registered plans or registered plans—for example: a Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), or other registered plans.

ROYALE BRITISH COLUMBIA FINANCIAL INC

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life insurance.
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
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Do everything online, in no time
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Qualified support when you need it
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No paperwork, no jargon
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Your coverage starts immediately
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Insurance, at the best possible price
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